Commercial Litigation in Boise, ID

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Current Monthly Income (CMI)

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In every single individual consumer bankruptcy case, the debtor’s Current Monthly Income (“CMI”) must be calculated.  So just what is a debtor’s Current Monthly Income?  Well, its not what ...

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Tax REFUNDS in a Chapter 7

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I’m talking about tax refunds, not returns.  There is a difference.  A tax return is the paper that you send to the taxing authority.  The tax refund is the actual money you get back from the taxing ...

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Investment or Loan?

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It’s hard to determine sometimes whether the  contribution to an enterprise is an investment or a loan.  The rule of thumb that I always went by was that if the contributor expected, at the time of the ...

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Bankruptcy – The economy’s recycling tool

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I dig bankruptcy.  I love how it empowers the individuals that must suffer through it.  A bankruptcy discharge (a permanent injunction enjoining the debtor’s creditors from collecting on debt from the debtor) ...

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